Cash loan America – Collection and Advance Fee Loan Scams

Cash loan America – Collection and Advance Fee Loan Scams

“Advance America” Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, that is an authorized Lender In Washington

The Washington state dept. of Financial Institutions (DFI) warns customers never to offer any nonpublic individual information, such as for instance social protection quantity, bank card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status. Customers can see whether a services that are financial or person is precisely licensed to conduct busine when you look at the State of Washington using the “Verify a License” function on the DFI’s site at Customers also can check always permit status aided by the Department of Licensing at dol.wa.

DFI has gotten reports of obvious frauds conducted by people claiming to express Advance America, money America, cash loan America, advance loan United States Of America, Speedy money, and Advance America pay day loans.

Numerous customers received phone calls and/or e-mail meages from individuals claiming to represent advance loan America, money America, and Advance America payday advances in which the callers offered loans in return for upfront costs. Although a few customers never sent applications for a quick payday loan, the callers insisted which they had been calling to discu the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash towards the caller, the caller threatened action that is legal her. Various other customers paid the upfront charge but failed to get the loan guaranteed. A minumum of one customer also received a comparable loan offer via email.

Two customers reported getting a call from a person claiming to represent advance loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; nevertheless no loan had been supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order to prove the consumer could repay the loan in the second case. The buyer bought A amazon present card rather as soon as the customer suspected it might be a scam. The buyer contacted the representative that is alleged the buyer defined as Brian Jones. Whenever she told Mr. Jones she bought a new variety of present card the buyer reported that Mr. Jones became extremely upset along with her.

A few customers had been contacted by individuals claiming that a debt was being collected by them owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple haraing phone phone phone calls. The caller stated that the customer owed a financial obligation for the 2007 cash advance but declined to offer every other information about your debt. The consumer stated that he would not remove any loans that are payday 2007. An additional instance, a customer received a text meage demanding repayment. That customer stated that he never ever had a loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The email messages suggested that the customers owed on a so-called financial obligation and needed seriously to spend instantly to prevent further action. Both customers reported never ever acquiring that loan with cash loan United States Of America.

In 2 other cases that are separate customers received a contact that reported the “Semrad law practice” could be managing the collection in the event that customer didn’t spend money. One e-mail reported it was from “Kristen Johnson” in the “Accounting Department,” while the other reported “Nik Ramon” in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The page threatened that a civil action had recently been filed and unlawful action and wage garnishment would be forthcoming in the event that settlement quantity had not been compensated instantly.


Nonetheless, in certain cases, emails or letters from unlicensed entities doing fraudulent task will include accurate private information, such as for instance present or previous addrees, active telephone numbers, or social safety figures.

The Department encourages customers whom get communications containing private information to contact their banking institutions, credit-reporting agencies, additionally the Social protection Administration to make certain there’s absolutely no unauthorized task on their reports.